Gift or Loan Agreement Template (between couples or friends): FREE To Download, Edit & Use [DOCX PDF]

Gift or Loan Agreement Template (between couples or friends) are used for precisely delineating the terms of a loan or gift between two parties, thus sparing potential disputes.

This template offers a simple yet comprehensive contract that is easy to understand and use. You can download, edit and adapt this template to meet your individual needs, adding specificity to your agreement and offering you peace of mind. Structure your financial agreements with clarity using our template.


This Agreement is made and entered into this ________ day of ________, 20______, by and between First Party’s Full Name, henceforth known as the “Lender”, and Second Party’s Full Name, henceforth known as the “Borrower” (collectively referred to as the “Parties”).


The Lender agrees to lend the Borrower the principal sum of Loan Amount in Words (Loan Amount in Figures). This loan will be repaid by the Borrower to the Lender on a payment plan of Number of Installments installments over the course of Number of Months/Years.


The annual interest rate for this loan is Interest Rate Percentage percent per annum. This interest will be calculated on a yearly basis and will be due and payable by the Borrower along with the principal amount of the loan.


The Borrower agrees to repay the loan in Number of Installments installments of Monthly Payment Amount in Words (Monthly Payment Amount in Figures) each. The first installment will be due on Date of First Installment and subsequent payments will be due on the same date of each subsequent month/year until the loan is fully repaid.


The Borrower may prepay all or any part of the principal without penalty.


If the Borrower fails to make a payment within Number of Days days of its due date, the Borrower will be in default of this Agreement.


In the event of a late payment, a fee of Late Fee Amount in Words (Late Fee Amount in Figures) will be added to the payment amount.


To secure the repayment of the loan, the Borrower provides the following collateral: Description of Collateral.


This Agreement will be governed by and construed in accordance with the laws of the state of State of Governing Law.


This Agreement embodies the entire agreement between the Parties and supersedes all prior oral or written agreements, understandings, or arrangements.


First Party’s Full Name (Lender)
Date: ________
Second Party’s Full Name (Borrower)
Date: ________


State of State
County of County
On this ________ day of ________, 20______, before me, a notary public, the undersigned officer, personally appeared First Party’s Full Name and Second Party’s Full Name, known to me (or satisfactorily proven) to be the persons whose names are subscribed to the within instrument, and acknowledged that they executed the same for the purposes therein contained. ______________________________
Notary Public’s Full Name
My Commission Expires: ________

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Other Useful Contracts

If you’ve found the Gift or Loan Agreement Template useful, there are other templates that can be similarly beneficial. For instance, the Cohabitation Agreement Template is ideal for those planning to live together. This resource will help clarify the rights and responsibilities of each party involved, whether it’s a romantic relationship or a roommate situation. This is an important step in ensuring that everyone has a clear understanding of their roles and obligations before moving in together.

Another useful template is the Prenuptial Agreement Template. This can be a sensitive topic for couples, but it’s crucial for protecting both parties’ financial interests. A prenuptial agreement can clarify what will happen to your assets and debts in case of a divorce.

The Elderly Care Agreement Template is also worth considering if you’re planning to provide care for an elderly family member or friend. It outlines the duties of the caregiver and the rights of the elderly person, ensuring that all parties involved know their responsibilities.

Lastly, the Flatmate Agreement Template can be incredibly helpful if you’re planning to share your living space with someone else. This document outlines the obligations and responsibilities of each flatmate, reducing potential disputes and misunderstandings.
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